MCP server longbook

longbook MCP server

Your financial memory, readable by the AI you already use. longbook keeps every recurring commitment — subscriptions, insurance, EMIs, rent, fees — as a plain folder of files you own. This MCP server lets any AI answer from that memory with real arithmetic: next payment day, upcoming charges, cash flow, spending by tag, account, or member. Amounts are per-currency and never converted or blended.

There are two ways to connect. Both serve the same tools from the same engine.

The hosted server (works with any AI, no install)

Address: https://longbook.app/mcp

Sign-in happens in your browser through OAuth; the server reads the hosted copy of your memory, which you switch on inside the longbook app (Settings → MCP server). A signed-in AI reads. It can also suggest changes once you turn on "Let signed-in AIs suggest changes" in the app — suggestions wait for your app and land in its Changes screen, to keep or undo as one batch. Nothing in the cloud ever edits your memory itself. Disconnecting an AI or turning the switch off takes effect immediately.

The simplest setup: copy the connect prompt from the app or from longbook.app/mcp and paste it into your AI.

Client	Where to add it
Claude (web, desktop, mobile)	Settings → Connectors → Add custom connector → paste the address
ChatGPT	Settings → Connectors → Advanced → Developer mode → add MCP server
Grok	Settings → Connectors → add remote MCP server
Anything else that speaks remote MCP	Point it at the address; OAuth does the rest

Clients that cannot open a browser — schedulers, CLIs — use an access key from the app instead (Settings → MCP server → Access keys) as a bearer token. A key made with "Read and suggest changes" can file suggestions the same way. On a Mac, save the key to the keychain when it is shown; an agent then reads it without a file:

security find-generic-password -s "longbook access key" -w

Hand it to a connector config through the environment ("Authorization": "Bearer ${LONGBOOK_KEY}"), never by pasting the key into a file.

The local server (reads the folder directly)

npx -y @longbook/mcp@latest --vault "/path/to/your/longbook folder"

@latest makes npx fetch the newest release each time instead of reusing an older copy it kept. It needs Node 18 or later.

Without --vault (or the LONGBOOK_VAULT_PATH environment variable) it looks in the iCloud Drive folder the longbook app uses on a Mac. On Windows and Linux, name your longbook folder with --vault. The local server reads your files directly — no account, no network — reads the bank statements in your documents folder (PDF, .xlsx, CSV), reads the reports longbook drew into your reports/ folder with their comments, and carries the write tools: adding and changing commitments, charges, accounts, people and tags, marking paid, promoting to recurring and leaving an insight. Every write is schema-validated, scanned by the data policy, stamped with provenance, and lands in the app's Changes screen for you to keep or undo.

Claude Desktop

The Mac app writes this for you in one click (Settings → MCP server). By hand:

{
  "mcpServers": {
    "longbook": { "command": "npx", "args": ["-y", "@longbook/mcp@latest"] }
  }
}

Cursor

Add to ~/.cursor/mcp.json with the same JSON as above, or use the one-click link:

Add to Cursor

VS Code and GitHub Copilot

Add to .vscode/mcp.json (or user settings):

{
  "servers": {
    "longbook": { "command": "npx", "args": ["-y", "@longbook/mcp@latest"] }
  }
}

Codex CLI

Add to ~/.codex/config.toml:

[mcp_servers.longbook]
command = "npx"
args = ["-y", "@longbook/mcp@latest"]

Gemini CLI

Add to ~/.gemini/settings.json:

{
  "mcpServers": {
    "longbook": { "command": "npx", "args": ["-y", "@longbook/mcp@latest"] }
  }
}

What the tools return

Fourteen read tools (next payment, upcoming, charges, cash flow, spending by tag, account and member, the commitment list, search, accounts, members, tags, whoami and the guide), every number computed by the engine the apps themselves trust. The vault's own llms.txt and JSON Schema travel with the connection as resources, and four self-contained HTML cards render the answers. All read tools declare readOnlyHint; nothing here can change your files except the two review-gated local write tools described above.

More about longbook

• longbook.app: the app for Mac and iPhone
• This package on longbook.app
• Every feature and automations with your AI
• Automate longbook with Claude
• Review every change your AI makes
• Get insights about your expenses from your AI
• Import your bank statements
• Why we built longbook and the FAQ

Privacy

The memory's format cannot hold card numbers, CVVs, expiries, PINs, or credentials — there is no field for them, and a save containing one is refused. The privacy policy is at longbook.app/privacy-policy.

License

GPL-3.0-only. longbook itself is a paid app ($38 one-time, with a 7-day refund); this server is free software either way.

Versions

The server reports its version to every AI that connects: 1.<rulebook revision>.<patch>, the same number as this package, its MCP registry entry and the longbook plugin for Claude. The rulebook is longbook's llms.txt and the files beside it; its revision says which version of them the server speaks.